Loan management
With Loan Management you can manage all types of municipal loans yourself.
Automated loan management
Norwegian municipalities can now earn big money by carrying out loan management on their own. Today, municipalities often end up with residents and businesses in the municipality paying a relatively large percentage surcharge on municipal loans. You can easily check your municipality's revenue potential in our searchable overview .
KapitalKontroll's system for Loan Management is profitable, simple and innovative. The system is adapted to allow municipalities to think differently when borrowers do not pay, so that everyone can be treated professionally and with respect.
For more information, contact us today at
Tel: 22 12 00 77 - email: salg@ kapitalkontroll .no
Integrations
KapitalKontroll is integrated with all municipal accounting and financial systems. Follow the link below for more information.
Customized municipalities
KK2 Loan Management is developed to give municipalities full control over their own loans. The solution brings together the entire process in one system, from establishment and follow-up to payment, and is integrated with most financial and professional systems. The municipality retains all income, gets an overview of the portfolio and can easily handle both interest rate adjustments and defaults. The system is user-friendly, scalable and provides professional and respectful treatment of residents.
Loan management on your own account
Loan management gives the municipality full control over its own loans, we make it more profitable, efficient and predictable than using a third party.
All processes are digitalized and automated: interest calculation, payment schedules, reminders, terminations and bookkeeping are done seamlessly in one system. With integrations to the municipality's financial system and support for all loan types, you always have an up-to-date overview.
The municipality retains the establishment fee, reminder and installment fees, gains better liquidity and new income opportunities, while borrowers experience clear communication and rapid case processing.
35 loans
≈ 100,000 NOK extra income/year
75 loans
≈ 250,000 NOK extra income/year
150 loans
≈ 500,000 NOK extra income/year
475 loans
≈ 2,250,000 NOK extra income/year
1,250 loans
≈ 5,000,000+ NOK extra income/year
* The estimates are based on the Housing Bank's open statistics and Kapitalkontroll's calculations by municipality size.