— ABOUT US
We have built an alternative to the debt collection agency
KapitalKontroll is a Norwegian fintech company with offices in Oslo. Since 2004, we have created systems that allow businesses to raise their own money, without giving up either the principal or control over the customer relationship.
2004
The year it all started
50%
Of Norwegian municipalities using the solution
5.5 billion
Paid through the system in 2025
4 countries
Norway, Sweden, Denmark and Cyprus
— THE HISTORY
From a system for Norwegian municipalities to a European company
It all started with a pretty simple idea: why should anyone else make money from your customers paying late? We built a system that let municipalities do the work themselves and keep the financial revenue. Then the business community discovered the same thing.
2004
We developed a system that replaced debt collection agencies for Norwegian municipalities.
2018
The solution is opened to Norwegian companies, and growth in business begins.
2020
Selected by the Norwegian Tax Directorate as a supplier of tax information to municipalities.
2024
First foreign subsidiary is established in Cyprus.
2025
European version of the system in operation, with one of Cyprus' largest companies as a customer.
2026
Plans are ready for several European countries, and over 10,000 customers in Norway.
—OUR VISION
We give businesses full control over their customer relationships and create fair, transparent solutions that replace traditional debt collection.
And we mean all parties. Both the one waiting for their money and the one who has to pay.